CCL Properties
For investors acquiring coliving properties without taking on the resident-side work.

Three filters decide whether a property can hold the coliving model. Most acquirers verify one.

Zoning. Rent comps. Floor plan and operations. The Property Lifecycle track walks all three filters in depth, plus the financing, closing, and remodel curriculum that takes the verified deal to rent-ready, plus the AI tools that pull the data, plus the property management module so you can evaluate the property manager you hand off to.

$1,997 one-time. Lifetime access to all 13 modules. Agent Studio AI tools included for the first year.

Why these three filters

Coliving deals that fail post-close fail at one of three filters during diligence.

Not the financing. Not the closing process. Three specific checks decide whether the property can hold the coliving model. Get all three right before you sign and the property runs the numbers your underwriting projected. Miss any one and you're operating a single-family rental on a coliving budget.

The next three sections walk each filter, the typical mistake, the check that catches it, and where the AI tools and the curriculum cover it.

The three diligence gates

Each filter is a pass/fail gate. All three pass or you walk from the deal.

Filter 01 / 03

Zoning

Diligence gate

Zoning that supports the unrelated-adults count.

Most acquirers screen properties using high-level zoning categories. Residential reads as good. They underwrite the four-bedroom configuration assuming they can put four unrelated adults in the house. Then they discover, usually after due diligence and sometimes after closing, that the municipal code has an unrelated-adults clause capping occupancy at three.

The check

Read the actual zoning code, not the category. Find the unrelated-adults clause specifically. If it's silent or permissive, you're clear. If it caps at three (or four with a special-use permit), you either restructure the underwriting or walk from the deal.

The manual check takes 30 minutes per property if you know where in the code to look. Property Outlook surfaces it in 3 minutes alongside the rest of the zoning landscape.

Covered inThe zoning module, with a state-by-state reference for how the unrelated-adults rule typically reads in the most common municipal codes.
Filter 02 / 03

Rent comps

Diligence gate

Rent comps that match the configuration, not the property type.

Most acquirers pull single-family rental comps from the zip code, divide by bedroom count, and call it the per-bedroom rent projection. Single-family rent and rent-by-the-room are two different markets with different price patterns and different fill dynamics. They don't substitute for each other at the scale that matters in your underwriting.

The check

Pull comps from properties currently operating as rent-by-the-room shares in the same zip code with the same bedroom count. Identify which ones are actual coliving operations versus informal roommate situations. Median rent per bedroom, plus the 25th and 75th percentile so you see the range. Strip out what each comp includes (utilities, Wi-Fi, cleaning, furnishing). Underwrite against the conservative end of the range.

Covered inThe underwriting module, with the specific data sources, the comp-classification framework, and a worked example for two real markets.
Filter 03 / 03

Floor plan & operations

Diligence gate

Floor plan and operations.

The filter most acquirers underestimate, because it has two halves that have to work together. The floor plan has to physically support the bedroom count without compromising shared common space. The same floor plan also has to support coliving operations: enough kitchen capacity for unrelated adults at the same morning rush, enough bathroom capacity, working HVAC zoning, and egress that meets code for any room you're using as a bedroom.

The check · two parts

Floor plan fit: every bedroom past the second needs at least 100 square feet of shared common space dedicated to it. A four-bedroom share with 800 sqft of shared common space holds. The same four-bedroom share with 400 sqft doesn't.

Operational fit: walk the property and answer four questions. Can the kitchen serve the occupant count at morning rush? Are there enough bathrooms (working rule: one full bath per two occupants)? Is HVAC zoned for any converted spaces? Does every bedroom have egress meeting local code? Each "no" is either a remodel line item or a deal-breaker.

Covered inThe property identification module (floor plan fit) and the remodel module (operational fit, scope budgeting, conversion-cost ranges by US region). Sequenced so the floor-plan check feeds the remodel-scope budget.
Beyond the three filters

The three filters are the diligence go/no-go. The track also delivers everything that turns the verified deal into rent-ready.

Demand & market selection

Where to look before you screen specific properties.

Major employer headcounts, university enrollments, hospital staffing systems, transient demographic indicators. Evaluate market depth before you commit to a market.

Financing

Match the loan structure to a coliving deal profile.

Conventional, DSCR, portfolio lender, hard-money bridges, seller-finance. Which structures fit which deals, which lenders understand coliving, how to position the deal.

Closing

The diligence-to-close handoff.

Title, inspection sequencing, insurance bound at closing, the diligence items that often surface late and how to handle them.

Remodel

Manage the conversion scope you decided on in Filter 3.

Source remodel crews who actually understand coliving conversions. Manage the timeline so the property is rent-ready when you projected.

Property management module

For the handoff.

You're hiring a property manager. The module gives you what to look for so you can ask the questions that surface whether they actually know coliving operations.

Agent Studio · year one

AI tools that close the speed gap.

Property Outlook (zoning + market + CMA in 3 minutes), Demand Discovery agent, underwriting calculator with rent-by-the-room comp pulls, zoning lookup.

The 13 modules
Foundations · 5 modules
  • Welcome and Getting Started
  • Why Coliving and Your Path
  • Is Coliving Right for This Property
  • Strategy and Scaling
  • Property Management
Property Lifecycle · 8 modules
  • Demand Discovery
  • Find Your Market
  • Zoning
  • Identify the Property
  • Underwrite
  • Financing
  • Closing
  • Remodel

Plus Agent Studio AI tools for your first year. Property Outlook, Demand Discovery agent, underwriting calculator with rent-by-the-room comp pulls, zoning lookup.

Questions you probably have

Why $1,997?

The bundle covers the three-filter diligence walkthrough, the financing/closing/remodel modules, the demand-discovery and market-selection modules, the property management module, the foundations, and the AI tools for your first year. Priced for the acquirer who isn't taking on resident-side operations.

What's the difference between Property Lifecycle and Owner-Operator?

Property Lifecycle covers the acquisition side. Owner-Operator adds the full Resident Lifecycle on top, so you can also run residents yourself. If you only acquire and hand off, Property Lifecycle is enough. If you're going to do both halves, Owner-Operator at $3,497 is the better entry point.

Do I need to have a property already?

No. The early modules walk you through demand discovery and market selection so you can pick the right market before you're chasing specific properties. If you already have a property under consideration, jump in at the zoning module and run the three filters before you sign.

What is Property Outlook?

The AI tool we built that pulls the unified zoning + market + CMA report on any address in 3 minutes. Same toolkit we use ourselves on every deal we look at.

Can I upgrade to Owner-Operator later?

Yes. Add the per-stage Resident Lifecycle bundle ($1,997) to what you already have, total $3,994. Or upgrade to the Owner-Operator bundle and pay the difference, $497 cheaper.

How long does the curriculum take to work through?

Most buyers work through it over 6 to 10 weeks in parallel with their first acquisition.

Ready to run the three filters before you sign?

$1,997 one-time · Lifetime access · Agent Studio for your first year

Enroll in the Property Lifecycle track →